Figure 37. Countries from which Rohingya receive remittances THE ROLE OF REMITTANCES FROM ABROAD Twenty-one percent of households have received a remittance in the past 12 months. Though often sent in small amounts, remittances constitute a vital safety net. For more than half of those who receive them, remittances constitute half or more of their annual household income (figure 36). Eighty-five percent of remittances are sent from either Malaysia or Saudi Arabia (figure 37). 1% Canada 23% Saudi Arabia 4% Bangladesh 1% 1% 1% USA Pakistan Thailand 3% Myanmar 62% Malaysia 2% Australia Figure 36. Remittance as share of annual income Among the 21% of households who receive remittances Figure 38. Remittance sender’s relationship to the recipient MOST OF INCOME 17% Son or son-in-law HALF OF INCOME Brother or brother-in-law 16% MORE THAN HALF OF INCOME Husband 21% Father or father-in-law 36% LESS THAN HALF OF INCOME 9% NEGLIGIBLE SHARE n = 353 (total households receiving remittances) Figure 40. Respondents receiv ing diff erent amount of remittances 17% 13% < BDT 2,000 BDT 4,001– 6,000 BDT 6,001– 8,000 BDT 8,001– 10,000 4% An extended relative 3% Daughter or daughter-in-law 3% Uncle 2% Sister or sister-in-law 2% Seventy-five percent of recipient families received one to six remittances in the past year. Many remittances are transferred around the time of religious festivals, traditionally a time for gift-giving. Most remittance recipients interviewed expressed no expectation that their loved ones overseas should send a remittance, and most are sent depending on the ability or preference of the sender (figure 39). In contrast, many people who expressed an interest in traveling to a third country 6% BDT 2,000– 4,000 6% The majority of senders, 82 percent, are the brother or son of the recipient (figure 38). While having a family member abroad is a prerequisite for receiving remittances, only 39 percent of households with a relative in Myanmar or elsewhere abroad receive money from them. 22% 6% 33% 332 respondents provided information about 430 relatives sending remittances 32% 16% 49% BDT 10,001– 12,000 > BDT 12,000 332 respondents provided information about 430 relatives sending remittances 35

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