for camp residents annually (Department of Palestinian Affiars, 2018), divided between the camps according to the number of residents and number of applications from each camp. In 2014-16, around 25 seats per year were usually allocated for Jerash camp25; however, this increased to 36 seats 26 in the 2017-18 school year. Application to the approximately 200 Palestine Embassy quota seats in literature and science entails competition with all Palestinians inside and outside of Jordan 27. Health care UNRWA provides primary health care to all registered Palestine refugees (including those who are ex-Gazan) throughout the Kingdom, and to non-registered Palestinian refugees resident in the nine ‘emergency’ camps established following the 1967 war. Ex-Gazans must, however, turn to government or private hospitals for secondary and tertiary care. Since 2007, health care in government hospitals has been subsidized for all ex-Gazans at the same rate as for uninsured Jordanians, under Jordan’s Civil Insurance Programme 28. Such rates offer 40 to 50% subsidies29, a significant improvement on the previous situation where ex-Gazans routinely paid the non-Jordanian rates, which are many times higher. The poorest Jordanian citizens, who fulfil certain poverty criteria, are eligible for government insurance, which means they receive treatment for free at government hospitals. Since 2007, ex-Gaza children under the age of six are also treated free of charge in public hospitals 30. However, those older than this must pay the rate of uninsured Jordanians. Moreover, as we shall see, the prevalence of informal work amongst ex-Gazans generally precludes them from accessing health insurance through their employer. Expensive surgeries and treatments are not covered by the Civil Insurance Programme, and regular hospital fees remain prohibitive for many. A normal delivery or caesarean section, for example, would currently be free for insured Jordanians but cost 77 JD or 276 JD respectively at the uninsured rate paid by ex-Gazans under the unified tariffs used by the Ministry of Health 31. Those registered with UNRWA are eligible for some subsidy from UNRWA for hospitalisation and treatment if they have been referred by an UNRWA clinic 32. Costs for certain expensive treatments may also be covered by the Royal Court upon application, while other royal exemptions have been issued on an ad hoc basis. Interviews with DPA 18 February 2016; Jerash Camp Improvement Committee October 2015, January 2016; UNRWA Education Department, March 2016. 26 Information provided by UNRWA Education Department, 29 January 2018. 27 Interview with DPA, 18 February 2016; Interviews Jerash camp, January-February 2016. UNRWA manages a handful of externally funded scholarships – currently four - specifically for registered ex-Gaza students admitted through the quota system. The overall number of scholarships fluctuates according to donations. Interview with UNRWA Education Department, March 2016, and information provided by UNRWA Education Department, 14 March 2016 and 29 January 2018. 28 Instruction No. 11 of the year 2007 on the Treatment of Gazans in Ministry of Health Hospitals and Centres (published in Official Gazette, No. 4827, 16 May 2007, p. 3612). Cabinet Decision No. 116 on Mechanism for the Treatment of Cancer Patients (19 June 2018) further facilitates subsidized treatment of cancer for ex-Gazans in government hospitals. 29 Interview with Jalal Al Husseini, December 2017. 30 According to a 2007 Cabinet Decision (Official Gazette, No. 4827, 16 May 2007, p. 3611). 31 Information provided by UNRWA Health Department, January 2016 and January 2018. 32 UNRWA’s subsidies cover 75 percent of costs up to 100 JD, and up to 95 percent of costs (up to 150 JD) for refugees that are eligible for UNRWA’s poverty support programme. Information provided by UNRWA Health Department, February 2016, January 2018. 25 ‘Just getting by’ Ex-Gazans in Jerash and other refugee camps in Jordan 21