tilburg law review 19 (2014) 90-97
brill.com/tilr
Statelessness and Microfinance
Can Microfinance Improve the Living Conditions of the Stateless?
Brian P. Colgan
colganbp@gmail.com
Ondřej Kolínský
ondrej.kolinsky@gmail.com
Abstract
This paper studies how microfinance can operate in stateless communities and whether
it can have a positive long-term impact on such a clientele. First, the principles of
microfinance are presented and linked to the needs of the stateless. Then a project
realised in Bhutanese refugee camps is described as a good practice example and its
relevance for other stateless groups is discussed. It is concluded that microfinance programmes may need specific forms tailored for various cases but that these projects
would very likely be feasible and can be expected to bring positive, long-term effects.
Keywords
statelessness – microfinance – poverty alleviation – Bidoon – Roma – Bhutanese
refugees
1
Introduction
Microfinance has long been heralded as a means through which the poor can
grow themselves out of poverty. It generally does not include any formal identification procedure or enforceable contract so, at first glance, it could be a perfect option for the stateless. The present study aims to analyse this initial
assumption in detail. This is done by first identifying the general features of
microfinance for the stateless and then dealing with particular cases where
* Both authors were researchers with the Statelessness Programme at Tilburg University.
© koninklijke brill nv, leiden, 2014 | doi 10.1163/22112596-01902010